This Long Term Care information website is dedicated to providing real life information on the most frequently searched topics on long term care insurance, long term health care and long term care facilities. There are many sources to find similar information on these topics and this site will help provide these resources to you. You can navigate this site by clicking a main topic of discussion at the top - this will then give you the ability to read more discussions. Please spend some time here and review our pages. If you like it, please link to us!

Here is a great example of a general long term care discussion:

Is there a checklist of features to look for in long term care policies available on the net??? Also, does anyone have any experience with the NEA (National Education Association) LTC contract, underwritten by Life Investors Insurance Company

1. What services are covered?

2. How much does the policy pay per day?

3. How long will the benefits last?

4. Does the policy have a maximum lifetime benefit? If so, what is it?

5. Does the policy have a maximum length of coverage for each period of confinement? If so, what is it?

6. How long must I wait before preexisting conditions are covered?

7. How long must I wait before benefits begin?

8. Are Alzheimer's disease and other organic mental and nervous disorders covered?

9. Does this policy require a prior nursing home stay for home health care coverage?

10. Is the policy guaranteed renewable?

11. What is the age range for enrollment?

12. Is there a waiver-of-premium provision?

13. How long must I be confined before premiums are waived?

14. Does the policy have a nonforfeiture benefit?

15. Does the policy offer an inflation adjustment feature?

16. What does the policy cost?