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Registered Education Savings Plans (RESPs)

A Registered Education Savings Plan (RESP) is a contract between an individual who is the subscriber, and a person or organization, that is the promoter. The subscriber (or a person acting for the subscriber) makes contributions to the RESP, which earn income. The subscriber names one or more beneficiaries and agrees to make contributions for them. See How an RESP works for more details.

Topics for RESPs

Who can be a subscriber?	Who can become a beneficiary?
Canada Education Savings Programs	Provincial Education Savings Programs
Contributing to an RESP	Payments from an RESP
How an RESP works	Special rules

Glossary

A list of definitions related to RESPs.

Forms and publications

RC4092 Registered Education Savings Plans (RESPs)