DATE: March 13, 2006
TO:
- Compensation Managers
- Heads of Human Resources
- Participating Separate employers
SUBJECT: Information concerning the Pensioners' Dental Services Plan
The purpose of this notice is to ask you to inform your current personnel of the amendments to the Pensioners' Dental Services Plan (PDSP). Please ensure that, where
available and in consultation with your Director General of Communications, this Information Notice is posted on the Web site of your organization.
The PDSP is a voluntary dental services plan established by the Government of Canada on January 1, 2001. It provides dental services coverage to eligible federal
pensioners and their eligible family members, including survivors. The following plan changes will come into force effective April 1, 2006:
- The PDSP contribution rates will be reduced ;
- PDSP Rules have been amended and include some minor plan improvements.
Reduction in member contribution rates
We are very pleased to announce that member contribution rates will be reduced. The following table sets out the changes to members contribution rates effective
April 1, 2006.
| Category |
Jan. 1, 2001 |
April 1, 2006 |
| 1. Pensioners Only |
$16.00 |
$12.50 |
| 2. Pensioner and one eligible family member |
$31.96 |
$25.50 |
| 3. Pensioner and more than one eligible family member |
$47.96 |
$36.20 |
Amendments to the PDSP Rules
Enrolment deadlines have been removed. Effective April 1, 2006:
- Pensioners who enrol within 60 days of effective retirement date will became members from that date. This will ensure continued dental coverage upon
retirement.
- Pensioners who did not choose to enrol in the PDSP within the initial 60-day period after their retirement date may apply at any time. In this case, coverage will
start the first of the second month following the date the duly completed form is received.
- In both of these cases, pensioners must remain members for at least three full calendar years; and if they leave the PDSP voluntarily, they cannot become members
again.
- Contribution rates will be required from the first full month of retirement. If the retirement effective date is other than the first of a month, deductions will
start the first of the following month.
There are other minor plan improvements that have been incorporated in the new PDSP Rules.
For more information on PDSP enrolment and eligibility, see the following documents:
Your questions can be directed to the Compensation and Benefits Sector of your organization.
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