Ellen Roseman | Authors

Ellen Roseman

Ellen helps makes sense of the business world and advocates for readers in their dealings with large companies. Her column appears Wednesday and Saturday.

Ads attract one million class action claims: Roseman

Mon Oct 26 2015

Clever TV ads led to claims by one million Canadians for a share of an $80 million price fixing settlement.
Beware phony CRA tax owing calls: Roseman

Sat Oct 24 2015

The Canada Revenue Agency can be tough, but it won't call you to threaten court fines or arrest for tax evasion.
Rules for financial planners may be in sight: Roseman

Thu Oct 22 2015

You can be a financial planner and charge for advice without any training. Ontario looks at creating new rules.

Take care when selling a car on your own: Roseman

Fri Oct 16 2015

If you sell your car privately, protect yourself from problems. Make sure the buyer transfers ownership.comments
How to reduce estate taxes after you die: Roseman

Thu Oct 15 2015

Your house and life insurance policies may attract estate tax in Ontario. There are ways to remove them from an estate.comments
TD, Aeroplan change rules of reward plans: Roseman

Fri Oct 09 2015

You collect points for a trip, only to find the reward will take longer than planned. Expect changes.comments
Ontario's estate tax highest in Canada: Roseman

Tue Oct 06 2015

Many people try to defer tax on death by holding assets jointly with children. This can lead to family fights.comments
Computers are fast, but service can be slow: Roseman

Fri Oct 02 2015

If you send a computer for repairs, always back up your files first. They may be lost during the service.comments
For mortgage-breakers, not enough information about TMI: Roseman

Mon Sep 28 2015

You may think you'll pay only three months' interest to leave a five-year mortgage before the due date. Think again.comments
Got a problem with your gym? Prepare for a workout: Roseman

Tue Sep 22 2015

Fitness clubs can be stubborn in giving back money you think should be yours. We help you deal with unfair practices.comments
Finding simple ways to build wealth online: Roseman

Fri Sep 18 2015

A new breed of investment advisers caters to the millennial market, who prefer doing business on their smartphones. comments
Don't be dinged by extra car rental fees: Roseman

Tue Sep 15 2015

How to fight back when you find undisclosed charges added to your rental car bill.comments
Beware of ads for ‘free’ samples: Roseman

Fri Sep 11 2015

Online marketers lure you in with low costs. But the price can escalate if you don't read the fine print.comments
We help readers get refunds from Expedia: Roseman

Sat Aug 29 2015

Booking travel arrangements online can be tricky. You may wait a while for a refund if there is an unexpected glitch.comments
How to cut real estate fees when selling your home: Roseman

Fri Aug 28 2015

A new Toronto firm cuts costs for home sellers by introducing them to agents who will take lower listing fees. comments
Problems strand Jamaica-bound flyers: Roseman

Tue Aug 25 2015

What happens if you are freaked out by a mechanical problem on a plane? Can you claim psychological damages?comments
Mogo wants to be the Uber of banking: Roseman

Fri Aug 21 2015

Mogo lends to middle-income and challenged borrowers, using data to make better decisions. It now trades on the TSX.comments
Problems Surface with Microsoft: Roseman

Wed Aug 19 2015

A tablet sold by Microsoft gives you an exchange if yours doesn't work. But some buyers are charged for the new unit.comments
Rogers TV upgrade leads to headaches: Roseman

Fri Aug 14 2015

Rogers delays the launch of an upgrade for TV subscribers after some people lose all their prerecorded programs.comments
The payday loan market is changing: Roseman

Fri Aug 07 2015

Payday loans are moving online, a trend that could nullify consumer protection laws passed in recent years.comments