Make a payment

Pay your taxes the same way you pay your phone or hydro bill.

1. Sign in to your financial institution's online banking service.
2. Under “Add a payee,” look for an option such as:
   • CRA (revenue)-current year-tax return
   • CRA (revenue)-tax amount owing
   • CRA (revenue)-tax instalment

To avoid a misapplied payment, carefully enter your account number (social insurance number or business number).

Other information about paying your taxes using online banking:

• Most financial institutions let you set up a payment to be sent to the Canada Revenue Agency (CRA) on a pre-set date or dates.
• Business payments may only be made from a business bank account.

For help paying your taxes through online banking, please contact your financial institution.

Use the CRA's My Payment service to pay with your debit card.

Set it and forget it: Pre-authorized debit (PAD) is an online, self-service, payment option. Using this option, you can authorize the Canada Revenue Agency (CRA) to withdraw a pre-determined payment amount from your bank account to pay tax on one or more dates. You won’t have to remember to mail your payments again.

For both businesses and individuals, the PAD option lets you create an agreement for many different payment types. The PAD service also lets you fully self-manage your agreement(s). You can set up a pre-authorized debit agreement at your convenience using the CRA's My Account or My Business Account services. For more information, go to Pre-authorized debit.

You may be able to make a payment through a third-party service provider who will send your business or individual payment and remittance details online to the CRA for you. Third-party service providers may offer different payment options.

Select any of the third-party service providers listed below to link to their website. The payment service offered by each company is noted in brackets. Third-party providers charge a fee for their service.

• ADP (source deductions)
• Ceridian (source deductions)
• Nethris (source deductions)
• PaymentEvolution (source deductions)
• Paysavvy (source deductions)
• Payworks (source deductions)
• Plastiq (T1 individual, source deductions, T2 corporation, GST/HST and excise tax)
• TelPay (T1 individual, source deductions, T2 corporation, and GST/HST)
• Wave Payroll (source deductions)
• Ultimate Software (source deductions)

Avoid late fees! Even if you pay today, the CRA may not receive your payment today. We receive your payment on the date the service provider sends the funds to us—not the date you make your payment. The CRA may charge you penalties or interest or both if your payment is late. Contact your service provider to find out if you will experience processing delays.

You are responsible for making sure the CRA receives your payment by the payment due date. If you are using a third-party service provider, you must clearly understand the terms and conditions of the services you are using.

You can use a third-party service provider that offers payment by credit card. The third-party service provider will send your business or individual payment and remittance details online to the Canada Revenue Agency (CRA) for you. Third-party providers charge a fee for their services.

Plastiq

Avoid late fees

You are responsible for making sure the CRA receives your payment by the payment due date. If you are using a third-party service provider, you must clearly understand the terms and conditions of the services you are using.

Pay at your Canadian financial institution

You can make your payment at your financial institution in Canada. To do so, you need a personalized remittance voucher.

Pay using wire transfer

Non-residents who do not have a Canadian bank account can pay using wire transfer. For more information, see Wire transfers.

Accurate information—it's a must!

To make sure your payment is applied to the intended account, it's important to make sure the information you give us when you make the payment is accurate. Make sure you tell us the account number you would like the payment applied to and the tax year the payment is for if the payment is not for the current tax year. Businesses have to give their business number, period end date, and the fiscal year they want the payment applied to. Filling out your voucher accurately is important, since our employees process payments based on the instructions you give.

When you make an electronic payment to the CRA, the same information is required. You fill in all relevant payment details when identifying the CRA as a bill payee or when paying using your debit card with the CRA's My Payment service. It's important that you provide the correct account number and the type of payment such as, CRA (revenue)-(current year)-tax return; CRA (revenue) tax owing, or CRA (revenue)-tax instalment. Your payment is applied using the information you give.

Misapplied payments

If you are a business owner or a representative and your payment was not applied to your account as expected, you can use My Business Account or Represent a Client to transfer payments within your various accounts or call 1-800-959-5525 for help.

If you are an individual and your payment was not applied to your account as expected, call 1-800-959-8281 for help.

If you are a non-resident taxpayer and your payment was not applied to your account as expected, for help call 1-855-284-5946 from anywhere in Canada or the United States or 1-613-940-8499 from outside Canada and the United States.

You can get information on when your payments are due, how much you owe, what to do if you can't pay the full amount by the due date, and more by selecting the links below.

Individuals

• Income tax instalments
• Payment arrangements
• Benefits overpayment
• Making payments for individuals

Businesses

• GST/HST payments and instalments
• Payroll deductions
• Corporation income tax payments
• Making payments for businesses

Non-residents

• Non-residents
• Making payments for non-residents

Requirement to pay - Questions and answers

What could happen if you don’t make your payment

• When you owe money – collections at the CRA