Angelika Welte

angelika-welte

Senior Economist

Angelika Welte is a Senior Economist in the Economic Research and Analysis group of the Currency Department at the Bank of Canada. She joined the Bank of Canada in 2011. Her interests include applied econometrics, industrial organization and monetary policy. Angelika holds a Master’s degree in economics from Carleton University and a PhD in mathematics from University of Ottawa.

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Angelika Welte

Senior Economist
Currency
Economic Research and Analysis

Bank of Canada
234 Wellington Street
Ottawa, ON, K1A 0G9

Latest

The Bank of Canada 2015 Retailer Survey on the Cost of Payment Methods: Sampling

Technical Report No. 108 Angelika Welte
In 2015, the Bank of Canada undertook the large-scale Retailer Survey on the Cost of Payment Methods.
Content Type(s): Technical Reports Topic(s): Central bank research, Econometric and statistical methods JEL Code(s): C, C8, C81, C83

The Costs of Point-of-Sale Payments in Canada

Staff Discussion Paper 2017-4 Anneke Kosse, Heng Chen, Marie-Hélène Felt, Valéry Dongmo Jiongo, Kerry Nield, Angelika Welte
This study provides insight into the costs of cash, debit card and credit card payments made at the point of sale in Canada in 2014. For each payment method, it examines the total resource costs, which capture the overall use of resources by society as a whole.
Content Type(s): Staff Research, Staff Discussion Papers Topic(s): Bank notes, Financial Institutions, Payment clearing and settlement systems JEL Code(s): D, D1, D12, D2, D23, D24, E, E4, E41, E42, G, G2, G21, L, L2

Adoption Costs of Financial Innovation: Evidence from Italian ATM Cards

Staff Working Paper 2017-8 Kim Huynh, Philipp Schmidt-Dengler, Gregor W. Smith, Angelika Welte
The discrete choice to adopt a financial innovation affects a household’s exposure to inflation and transactions costs. We model this adoption decision as being subject to an unobserved cost.
Content Type(s): Staff Research, Staff Working Papers Topic(s): Bank notes, Econometric and statistical methods, Financial services JEL Code(s): C, C3, C35, D, D1, D14, E, E4, E41

Wait a Minute: The Efficacy of Discounting versus Non-Pecuniary Payment Steering

Staff Working Paper 2016-8 Angelika Welte
Merchants who accept credit cards face payment processing fees. In most countries, the no-surcharge rule prohibits them from using surcharges to pass these fees on to customers.
Content Type(s): Staff Research, Staff Working Papers Topic(s): Bank notes, Market structure and pricing, Payment clearing and settlement systems JEL Code(s): D, D1, D12, E, E5, E58, G, G2, G28

The Bank of Canada’s 2009 Methods-of-Payment Survey: Methodology and Key Results

Staff Discussion Paper 2012-6 Carlos Arango, Angelika Welte
The authors present the methodology and main findings of the Bank of Canada’s 2009 Methods-of-Payment survey, a detailed investigation of consumer payment behaviour in Canada. The survey targeted the 18- to 75-year-old Canadian resident population.
Content Type(s): Staff Research, Staff Discussion Papers Topic(s): Bank notes, Financial services, Payment clearing and settlement systems JEL Code(s): E, E4

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Research Interests

  • Econometrics
  • Industrial organization
  • Monetary policy
  • Non-associative rings and algebras.

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Angelika Welte

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