Loan guarantees 

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Having trouble securing a loan for your business? A government-backed loan guarantee could help you attract creditors.

  • MASC Lending Programs and Loan Guarantees
    Applies only to: Manitoba

    Tap into numerous programs tailored to meet your needs and access attractive interest rates on loans and guarantees.

  • FONDS MOSAÏQUE
    Applies only to: Québec

    If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.

  • Agriculture Financial Services Corporation Lending
    Applies only to: Alberta

    Access loans and services to start or grow farm, agribusiness or other small business.

  • Aquaculture Loans and Loan Guarantees
    Applies only to: New Brunswick

    Find out how you could get a loan or loan guarantee for your aquaculture business.

  • Business Development Centres of Nunavut
    Applies only to: Nunavut

    If you live in Nunavut, you can apply for loans, training and business counselling to help you start or grow a business.

  • Business Start Program
    Applies only to: Manitoba

    Are you a new owner/operator ready to begin your business journey? Access this three-day business workshop and loan guarantee program to start things off on the right foot.

  • Canada Small Business Financing Program

    Access funds for your small business with the help of this loan guarantee program.

  • Canadian Agricultural Loans Act program

    Find out how you could use this loan guarantee program to secure credit for your farming business.

  • Community Futures Program
    Applies only to: Northwest Territories

    If you are starting a new business or looking to grow your existing business in the Northwest Territories, you could be eligible for business assistance, funding or counselling.

  • Eco-Financing
    Applies only to: Québec

    You could obtain a loan, a loan guarantee or quasi-equity funding to establish environmentally friendly business practices.

  • Entrepreneur Loan Program
    Applies only to: Prince Edward Island

    You may be eligible to receive up to $100,000 directly from authorized lenders backed by a government guarantee for your new or expanding business.

  • Export Guarantee Program

    An export guarantee could increase your chances of obtaining financing.

  • Financial Assistance to Industry Program
    Applies only to: New Brunswick

    You could get a loan or loan guarantee to start, grow or maintain your business in New Brunswick.

  • Financing of Refundable Tax Credits
    Applies only to: Québec

    Is your business eligible for a refundable tax credit? You could benefit from tax credit financing.

  • Fonds afro-entrepreneurs — Loans to Afro-Québécois businesspeople
    Applies only to: Québec

    Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.

  • Foreign Buyer Financing

    If you export capital goods or services, your foreign buyer could benefit from EDC's financing solutions for terms ranging from 2 to 5 years.

  • Livestock Incentive Loan Program
    Applies only to: New Brunswick

    You could get a guarantee to help you secure a loan of up to $75,000 to buy and raise livestock.

  • Livestock Loan Guarantee Program
    Applies only to: Saskatchewan

    Find out about alternative financing solutions to purchase livestock or construct feedlot facilities.

  • Local investment fund
    Applies only to: Québec

    Apply for financing to start or expand a business in Quebec.

  • Manitoba Industrial Opportunities Program
    Applies only to: Manitoba

    Access funding for your small business to advance technology and create long-term, high-skilled jobs.

  • Nova Scotia Business Inc. financing
    Applies only to: Nova Scotia

    Access loans and guarantees for your new or expanding business.

  • Rural Small Business Operating Credit Guarantee
    Applies only to: Manitoba

    Increase your working capital by accessing loan guarantees for your rural business.

  • Seed Capital Initiative
    Applies only to: New Brunswick, Newfoundland and Labrador, Nova Scotia

    If you live in one of 5 major Atlantic cities, you could obtain a loan to start, grow or improve a small business and get business training.

  • UNIQ Financing — Capital Assets
    Applies only to: Québec

    You could obtain a loan, a loan guarantee or quasi-equity financing to acquire assets for your business.

  • UNIQ Financing — Working Capital
    Applies only to: Québec

    You could get a loan, a loan guarantee or quasi-equity financing to increase the working capital for your business.

  • Yukon Venture Loan Guarantee Program
    Applies only to: Yukon

    Get help securing financing from commercial lenders by sharing the risk associated with the loan.