You owe money
You have unmanageable debt—your options
Find the right debt solution
Find a Licensed Insolvency Trustee
to obtain financial advice
What is a Licensed Insolvency Trustee?
Discussing your options with a Licensed Insolvency Trustee
(Video)
Do you need a debt consultant to file a consumer proposal or a bankruptcy?
Your options
Steps you can take on your own
Consumer proposal
Division 1 proposal
Restructure your business
through the
Companies' Creditors Arrangement Act
Bankruptcy
Consumed by debt? Information for consumers on the insolvency process
You are considering a proposal to your creditors
Consumer proposal
Consumer proposal process
Submitting a consumer proposal to your creditors
(Video)
Find a Licensed Insolvency Trustee
to obtain financial advice
What is a Licensed Insolvency Trustee?
Do you need a debt consultant to file a consumer proposal or a bankruptcy?
Consumed by debt? Information for consumers on the insolvency process
Division 1 proposal
Division 1 proposal process
Find a Licensed Insolvency Trustee
to obtain financial advice
You are considering bankruptcy
Bankruptcy process overview
What to expect if you file for bankruptcy
(Video)
Find a Licensed Insolvency Trustee
to obtain financial advice
What is a Licensed Insolvency Trustee?
Do you need a debt consultant to file a consumer proposal or a bankruptcy?
Student loans and bankruptcy
Consumed by debt? Information for consumers on the insolvency process
You are already bankrupt
Understanding each step of the bankruptcy process
Understanding the bankruptcy discharge
(Video)
Bankruptcy and surplus income payments
(Video)
Bankruptcy mediation
Recover undistributed assets from your bankruptcy
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