Pension Plans

Employer sponsored private pension plans provide an important source of retirement income for employees and their families. Employers generally set up pension plans voluntarily; however, once a pension plan is established, it must be funded and administered in compliance with applicable tax and pension laws.

OSFI supervises federally regulated private pension plans and intervenes in a timely manner to protect members and beneficiaries of pension plans from loss, while recognizing that plan administrators are ultimately responsible and that funding difficulties can result in a loss of benefits.

Recently Posted

• Draft Guideline - Derivatives Sound Practices for Pension Plans [ 2017-07-31 ]
• Guidance: Default investment options for PRPPs [ 2017-07-17 ]
• Revised Instruction Guide for the OSFI 49 and OSFI 49A Schedule A [ 2017-06-29 ]
• InfoPensions - Issue 17 - May 2017 [ 2017-05-29 ]
• Multilateral Agreement Respecting PRPPs and VRSPs [ 2017-05-26 ]
• Remittance of Pension Plan Assessments for Pooled Registered Pension Plans [ 2017-04-18 ]
• Risk Assessment Framework for Federally Regulated Private Pension Plans [ 2017-04-05 ]
• Risk Assessment Framework Pension Supervisory Guidance Note RAF4 [ 2017-04-05 ]
• Remittance of Pension Plan Assessments for PBSA Plans [ 2016-10-28 ]
• Instruction Guide for the Preparation of Actuarial Reports for Defined Benefit Pension Plans [ 2016-10-19 ]