Digital Currencies and Fintech

• December 12, 2019

  The Bank of Canada’s plans for 2020

  Stephen S. Poloz Empire Club of Canada Toronto, Ontario

  In his traditional year-end speech, Governor Stephen S. Poloz described some of the long-term forces affecting the global and Canadian economies that will shape the Bank’s work in 2020.

  Content Type(s): Press, Speeches Topic(s): Digital Currencies and Fintech, Economic models, Inflation targets, International topics, Monetary policy framework, Productivity
• December 12, 2019

  Big Issues Ahead: The Bank’s 2020 Vision

  Remarks Stephen S. Poloz Empire Club of Canada Toronto, Ontario

  Governor Stephen S. Poloz discusses how long-term global economic forces will drive the Bank of Canada’s work agenda in 2020 and beyond.

  Content Type(s): Press, Speeches Topic(s): Digital Currencies and Fintech, Economic models, Inflation targets, International topics, Monetary policy framework, Productivity

• 2018 Merchant Acceptance Survey

  Staff Analytical Note 2019-31 Kim Huynh, Gradon Nicholls, Mitchell Nicholson

  In 2015, the Bank of Canada surveyed merchants and found that cash was nearly universally accepted (Fung, Huynh and Kosse 2017). Since 2015, retail payments in Canada have become increasingly digitalized, as many Canadians have adopted digital payment innovations like contactless cards and Interac e-Transfer.

  Content Type(s): Staff Research, Staff Analytical Notes Topic(s): Bank notes, Digital Currencies and Fintech, Econometric and statistical methods JEL Code(s): C, C8, D, D2, D22, E, E4, L, L2
• November 29, 2019

  6th Annual Payments Canada and Bank of Canada Joint Payments Research Symposium

  Bank of Canada Conference to be held on November 29, 2019.

  Content Type(s): Conference Topic(s): Digital Currencies and Fintech
• November 15, 2019

  Private Digital Currencies or Central Bank Digital Currencies?

  Remarks Timothy Lane Federal Reserve Bank of Philadelphia Philadelphia, Pennsylvania

  Archived panel discussion at the Federal Reserve Bank of Philadelphia.

  Content Type(s): Press, Speeches Topic(s): Digital Currencies and Fintech

• 2018 Bitcoin Omnibus Survey: Awareness and Usage

  Staff Discussion Paper 2019-10 Christopher Henry, Kim Huynh, Gradon Nicholls, Mitchell Nicholson

  The Bank of Canada continues to use the Bitcoin Omnibus Survey (BTCOS) to monitor trends in Canadians’ awareness, ownership and use of Bitcoin. The most recent iteration was conducted in late 2018, following an 85 percent decline in the price of Bitcoin throughout the year.

  Content Type(s): Staff Research, Staff Discussion Papers Topic(s): Bank notes, Digital Currencies and Fintech, Econometric and statistical methods JEL Code(s): C, C1, C12, E, E4, O, O5, O51

• Cashless Bank Branches in Canada

  Staff Analytical Note 2019-29 Walter Engert, Ben Fung

  Cashless or tellerless bank branches have proliferated in several countries in recent years. In a cashless bank branch, teller or counter services such as cash withdrawals, deposits and cheque-cashing are not available.

  Content Type(s): Staff Research, Staff Analytical Notes Topic(s): Bank notes, Digital Currencies and Fintech, Financial services JEL Code(s): E, E4, E41, E42, E5, E51
• October 18, 2019

  Future of Money

  Remarks Timothy Lane Institute of International Finance Washington, D.C.

  Archived panel discussion at the Institute of International Finance (IIF).

  Content Type(s): Press, Speeches Topic(s): Digital Currencies and Fintech

• The Economics of Cryptocurrencies—Bitcoin and Beyond

  Staff Working Paper 2019-40 Jonathan Chiu, Thorsten Koeppl

  Since the creation of Bitcoin in 2009, over 2,000 cryptocurrencies have been issued. We evaluate how well a cryptocurrency functions as a payment system.

  Content Type(s): Staff Research, Staff Working Papers Topic(s): Digital Currencies and Fintech, Monetary Policy, Payment clearing and settlement systems JEL Code(s): E, E4, E5, L, L5

• Explaining the Interplay Between Merchant Acceptance and Consumer Adoption in Two-Sided Markets for Payment Methods

  Staff Working Paper 2019-32 Kim Huynh, Gradon Nicholls, Oleksandr Shcherbakov

  Recent consumer and merchant surveys show a decrease in the use of cash at the point of sale. Increasingly, consumers and merchants have access to a growing array of payment innovations as substitutes for cash.

  Content Type(s): Staff Research, Staff Working Papers Topic(s): Bank notes, Digital Currencies and Fintech, Econometric and statistical methods, Financial services JEL Code(s): C, C5, C51, L, L1, L13, L15, L8, L81, L9, L96